Validating address change credit bureau

Use a copy of your debt validation notice and certified mailing receipt as proof the debt shouldn't be reported.

If you can prove the debt collector has violated your rights under the FDCPA, you can sue in federal or state court for up to

Use a copy of your debt validation notice and certified mailing receipt as proof the debt shouldn't be reported.

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Use a copy of your debt validation notice and certified mailing receipt as proof the debt shouldn't be reported.

If you can prove the debt collector has violated your rights under the FDCPA, you can sue in federal or state court for up to $1,000 including damages.

After receiving your dispute, the collector must stop attempts to collect the debt from you.

,000 including damages.

After receiving your dispute, the collector must stop attempts to collect the debt from you.

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If the debt collector’s first communication with you is a phone call, you should receive a debt validation letter from them within five days.

If you don’t dispute the debt in writing within 30 days, the debt collector has the right to assume the debt is valid.

The debt collector must notify you, in writing, of your debt validation rights within five days of its initial communication to you.

This "initial communication" can be a phone call, a letter, or even a summons to appear in court.

However, outside of that, there are some very good reasons to exercise your right to request validation of the debt.

Last modified 25-Mar-2020 13:35